Job Requirements
1 - 3 years of experience
Minimum Bachelor’s Degree
This job post is managed by
Bawana Margatama
Last active 17 hours ago
Skills
Job description for Corporate Credit Analyst at PT Bawana Margatama
Job Requirements:
1. At least 2 (two) years of experience as a Corporate Credit Analyst, preferably in the financing and banking industry
2. Good communication in English is a must
3. Candidate must possess at least Bachelor’s Degree (S1), preferably majoring in Accounting/ Management
4. Having strong knowledge of economic and accounting principles and practices, the financial markets, and the analysis and reporting of financial data
5. Good communication skills with any level
6. High self-responsibility, attention to details
7. Ability to work independently and as part of a team
Job Description:
1. Maintain in-depth knowledge of corporate review and analysis
This includes analyzing credit data and financial statements to determine the degree of risk involved in extending credit or lending money, generating financial ratios to evaluate customers’ financial status as well as ensuring that all lending activities comply with applicable laws, regulations, and internal policies.
2. Maintain existing loan portfolios and customer relations
This includes monitoring the performance of existing loan portfolios, tracking repayment status, identifying potential delinquencies or defaults, and taking appropriate actions to mitigate risks and ensure timely repayment as well as serving as a point of contact for loan applicants and debtors, addressing any inquiries or concerns they may have regarding the loan process, terms, or repayment options
3. Stay abreast of industry developments, regulatory changes, and emerging risks to ensure compliance and adherence to best practices
4. Collaborate with cross-functional teams, including accounting, legal and/or other departments, to enhance credit risk control processes and procedures
5. Responsible for OJK SLIK checking and reporting
This includes preparing reports that include the degree of risk involved in extending credit
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