General Duties & Responsibilities:
Assess the risk on new and existing client relationships following DNBC’s AML/CFT Framework and its Risk Appetite.
Perform due diligence, requesting KYC information and documentation and writing a Client Risk Assessment for recommendation to Management.
Plan and periodically review client relationships, as well as conduct incident and event-driven client reviews.
Involved in scanning and archiving of KYC documents, as well as updating internal databases and spreadsheets.
Ad-hoc projects and responsibilities may arise from time to time.
Monitoring and conducting an assessment on SEPA, SWIFT, and non-SWIFT payments.
Assessment of client profiles and client data to identify whether the activity is consistent with typical purchasing/ payment activity.
Screening sender and beneficiary information as part of identity verification and conducting due diligence reviews for AML-CTF purposes.
Working with manual and system-generated alerts/cases for the detection of potentially suspicious transactions.
Effectively communicate with internal and external stakeholders/ bank partners on transaction-related questions;
Investigation & Reporting:
Proactively conduct thorough investigations of a wide variety of red flags transactions in client activity (transactional, KYC, and digital profiles).
Manage, identify, and escalate suspicious transactions to the Money Laundering Reporting Officer (“MLRO”) for onward reporting to the local authorities (FATF, FCIS, FINTRAC,...) if needed.
Perform AML-CTF risk review/assessments on DNBC's clients-related policies and procedures.
Provide professional advice on AML-CTF-related issues for the Compliance Dept.
Line-up and reporting duty:
Work with other team members to ensure compliance with DNBC’s policy
Report directly to the Compliance Team Leader.
Escalate serious matters to the higher management.
A Bachelor's degree or higher in Finance – Banking, Law, Economics, Foreign Relations, Business Administration, or relevant disciplines.
1+ years of proven experience in a regulated financial institution in similar roles (KYC/CDD/ Transaction monitoring, AML analysts, anti-fraud team, etc.). Freshers are also welcome to try.
Basic understanding of Know Your Customer regulations (including AML/CFT framework).
Have Fundamental knowledge of international payment, transaction monitoring as well as AML regulations. Having an AML Certificate is an advantage.
Transaction analysis skills related to international wires, corresponding banking, cash, and screening activity.
Good communication, fluent English writing, and speaking skills.
Ability to manage assigned tasks in an efficient and timely manner.
Competitive salary: Competency-based pay.
Tet bonus is based on seniority and capacity.
10% salary bonus on special occasions: 30/4, 2/9, 1/1.
Allowance based on labor law (Children's Day, Mid-Autumn Festival, Wedding, Maternity).
Health insurance, social insurance.
Professional training in a probation period.
Positive working environment: kindly, dynamic, and creative.