Job description for Corporate Credit Analyst at WOM Finance Head Office
Job Description:
- Analyze credit applications for corporate, SME (UMKM), fleet, and fleet-category personal customers to assess financing eligibility.
- Conduct independent credit assessments in accordance with company credit policies and procedures.
- Review customer financial information, business profiles, and supporting documents to ensure accurate credit decisions.
- Approve or recommend credit applications through the credit system while maintaining compliance with internal guidelines.
- Ensure credit approval turnaround time (TAT) is achieved and maintain high-quality booking standards.
- Identify potential credit risks and provide recommendations to support sound lending decisions.
- Collaborate with related stakeholders to ensure a smooth and efficient credit approval process.
Qualifications:
- Bachelor's degree in Finance, Accounting, Management, Economics, or a related field.
- Minimum 1 year of experience in Credit Analyst, Credit Risk, Underwriting, or a related role (experience in the multifinance industry is preferred).
- Good understanding of multifinance business processes, credit analysis, and consumer risk management.
- Familiar with financial statement analysis and credit risk assessment.
- Strong analytical thinking and decision-making skills.
- Proficient in Microsoft Office, especially Microsoft Excel, Word, PowerPoint, and Outlook.
- Detail-oriented, able to work under pressure, and committed to achieving service level and turnaround time (TAT) targets.
- Willing to be placed at Sunter, North Jakarta.
