1. Responsible for evaluating the credit worthiness of new credit applicants and monitoring the ongoing financial performance of existing credit customers.
2. Construct reports to monitor key performance indicators, and optimize business policy and process.
3. Study business operations and the local market to make determinations about its ongoing competitive outlook.
4. Participate in relevant User Acceptance Testing (UAT) exercise and system implementation and liaise with technology team for system related matters.
5. Ensure compliance to all policies and standards and ensure full audit readiness at all times.
1. Minimum 2 years of experience in credit risk analysis. More experienced candidates may be considered for lead positions.
2. Bachelor Degree and above in Finance, Computer Science, Statistics, Economics, or other relevant fields.
3. Excellent analytical thinking and solid experience in data management.
4. Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes.
5. Working experience in Retail/Institutional Banking, Consumer/SME Finance, Supply Chain Finance, e-Commerce, Consulting or Credit Ratings Agency will be an advantage
6. Proficiency in SQL, Python is preferred.
7. English/Mandarin oral communication is a strong advantage.