Engineering Manager

Company Description

YOUR! (formerly Yourpay) is a neobank focused on empowering and transforming the lives of underbanked mothers and families in rural areas of Indonesia. Our goal is to provide secure, affordable, and user-friendly financial services to Indonesian migrant workers around the world. We offer a comprehensive platform for payments, transfers, lending, and savings, allowing users to access five pillars of financial transactions: payment, lending, insurance, investment, and saving. To date, we have served over 2 million transactions for more than 60,000 active users in Indonesia, Taiwan, Hong Kong, Singapore, and soon Malaysia and Saudi Arabia. Join us in revolutionizing financial inclusion and making a positive impact on communities.

Role Description

We are seeking an Engineering Manager to join our team in Jakarta, Indonesia. This is a full-time, on-site role responsible for overseeing the day-to-day work of our engineering team within a regulated fintech environment. You will provide technical leadership, manage software development projects, and ensure the successful integration of payment, lending, and banking systems. As an Engineering Manager, you will play a key role in driving technology innovation while maintaining the security, compliance, and reliability standards required of a financial services platform.

Responsibilities

• Team Leadership: Lead, mentor, and develop a team of engineers, fostering a culture of innovation, collaboration, and continuous improvement, with particular attention to the rigor required when building financial products.
• Project Management: Plan, prioritize, and manage engineering projects from conception to completion, ensuring they meet technical specifications, deadlines, budget constraints, and regulatory requirements.
• Technical Oversight: Architect and design technical solutions for payments, transfers, lending, and savings products that are scalable, secure, and compliant with financial industry standards (e.g., PCI-DSS, ISO 27001, local OJK/Bank Indonesia regulations). Participate in code reviews with an emphasis on security, data integrity, and transaction accuracy.
• Payment Systems Integration: Oversee integration with third-party payment gateways, banking partners, remittance networks, and core banking or ledger systems, ensuring reliable, low-latency, and auditable transaction flows.
• Risk & Compliance Awareness: Work with compliance, risk, and security teams to ensure engineering practices align with fintech regulatory requirements (AML/KYC, data privacy, fraud prevention) across the markets we operate in.
• Process Improvement: Develop and implement engineering processes and best practices — including audit trails, transaction monitoring, and incident response — to enhance efficiency, security, and quality.
• Collaboration: Work closely with cross-functional teams, including product, compliance, risk, and business teams, to align engineering efforts with financial business objectives and customer needs.
• Resource Management: Allocate resources effectively to meet project demands and manage budgets.
• Performance Monitoring: Track and report on project progress, system uptime, and transaction reliability, addressing issues that arise.
• Stakeholder Communication: Maintain clear communication with stakeholders, including regulators or compliance partners where relevant, on project status and concerns.
• Technology Evaluation: Stay current with emerging fintech technologies and trends (e.g., open banking, digital wallets, blockchain-based remittance), evaluating their potential impact on our products.

Requirements

• Education: Bachelor's degree in Engineering, Computer Science, or related field; Master's preferred.
• Experience: 5–7 years of overall engineering experience, with at least 3–5 years in a leadership or Engineering Manager role, with direct experience in fintech, digital banking, payments, or remittance platforms and a focus on backend development and infrastructure.
• Technical Skills:

- Strong understanding of computer science fundamentals, including data structures, algorithms, and software engineering principles.

- Expertise in one or more programming languages (e.g., Java, Python, TypeScript, Golang).

- Proficient in building scalable, secure, maintainable backend systems for financial transactions, payment processing, or lending platforms.

- Hands-on experience with payment gateway integrations, core banking systems, ledger/double-entry accounting systems, or transaction reconciliation.

- Familiarity with fintech security and compliance standards (PCI-DSS, encryption/tokenization of sensitive financial data, fraud detection systems).

- Experience working with regulatory requirements in financial services (AML/KYC, data protection regulations relevant to Indonesia and Southeast Asia a plus).

• Project Management: Excellent skills in managing complex projects within time, budget, and regulatory constraints.
• Leadership: Experience leading and mentoring engineering teams building complex, high-reliability financial software.
• Problem-Solving: Strong analytical skills and effective problem-solving under pressure, particularly around production incidents involving financial transactions.
• Communication: Excellent interpersonal and communication skills, including with non-technical compliance/risk stakeholders.
• Continuous Improvement: Ability to drive innovation and optimize processes within a regulated environment.
• Industry Knowledge: Up-to-date with emerging technologies and trends in the fintech, digital banking, or payments space.
• Resource Management: Skilled in resource allocation and budget management.