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RELATIONSHIP MANAGER - SME LENDING

This job post is managed by

MA
Muhammad Adikusumo

Job Requirements

On-site
3 - 5 years of experience
Minimum Bachelor’s Degree

Skills

Teamwork

Administration

Customer Service

Portfolio Management

Microsoft Word

Financial Analysis

Investment Management

Risk Management

Microsoft Excel

Microsoft Office

Job Benefits

Health Insurance

Pantry Area

Prayer Facility

Annual Leave

Near Public Transport

Meal Allowance

Work Insurance

Career Path

Laptop Provided

THR

Job description for RELATIONSHIP MANAGER - SME LENDING at PT AMAN CERMAT CEPAT - KlikA2C

RELATIONSHIP MANAGER - SME LENDING

Qualifications

  • Min. S1 in all majors (preferably Economics, Management, Finance, or Accounting).
  • Work Experiences 2-4 years as a Relationship Manager (RM)/ Loan Officer in P2P Lending, Banking (SME/Commercial) or Non-Bank Financial Institution (LKNB) Industry.
  • Portfolio & Track Record: Has a proven track record in achieving SME disbursement targets and managing loan portfolios in a healthy manner.
  • Business Network: Has a database/ pipeline of SME class borrowers who are active in various potential sectors.
  • Credit Analysis: Mastering financial statement analysis, cash flow analysis, and strong understanding of business credit risk assessment (underwriting).

Job Responsibilities

  • Finding and identifying potential high-potential borrowers on an SME scale who need business funding.
  • Conduct due diligence, site visits, and collect financial documents for prospective borrowers' businesses.
  • Prepare credit proposals and collaborate with the risk/underwriting team to ensure the feasibility of funding facilities.
  • Managing long-term relationships with borrowers and maintaining the quality of credit (Non-Performing Loans / NPLs) within safe limits.
  • Carry out the restructuring or initial billing process in case of payment constraints.

Interview process

About the company
PT AMAN CERMAT CEPAT - KlikA2C
Financial Services
51 - 200 employees


KlikA2C adalah platform Layanan Pendanaan Bersama Berbasis Teknologi Informasi (LPBBTI / P2P Lending) yang dioperasikan oleh PT Aman Cermat Cepat.

Informasi Utama KlikA2C

  • Legalitas: Resmi berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK) dengan nomor surat izin KEP-87/D.05/2019 pada 30 September 2019, serta terdaftar sebagai anggota AFPI.
  • Fokus Layanan: Menghubungkan pemberi pinjaman (lender), penerima pinjaman (borrower), dan mitra untuk membantu pembiayaan serta permodalan bagi Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia.
  • Situs Resmi: Anda dapat mengakses layanan melalui Situs Utama KlikA2C atau halaman Tentang Kami KlikA2C.
Office address

Lantai 15A · Atria Sudirman, Jalan Jenderal Sudirman 33A, RT08/RW03, Karet Tengsin Kel., Tanah Abang, Jakarta Pusat, 10220, Indonesia

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RELATIONSHIP MANAGER - SME LENDING