Job description for Legal Compliance Senior at PT Lumbung Dana Indonesia
Tasks & Responsibilities
- Ensure that collection operations (processes, communication, and data) comply with OJK regulations (POJK 35/2018, POJK 77/2016), Consumer Protection Laws, Personal Data Protection (PDP) Laws, and other relevant legal frameworks,
- Identify, assess, and mitigate legal risks within collection strategies and practices, including reputational risks and potential fine sanctions,
- Create, review, and audit contracts, agreements, Standard Operating Procedures (SOPs), internal policies, and other legal documents,
- Provide legal guidance to the collection operations team regarding case handling, negotiations, and dispute settlements,
- Manage and resolve litigation cases (lawsuits) and non-litigation matters (mediation, summons/legal notices) related to debtors or other parties,
- Develop compliance programs, update policies, and provide training to staff regarding the latest legal issues and developments,
- Interact with legal consultants, notaries, law enforcement agencies, OJK, or other relevant government institutions,
- Prepare compliance and risk reports for senior management,
Qualifications & Experience
- Bachelor's Degree in Law or equivalent,
- At least 2 Year of working experience in the related field is required for this position, in Banking, Multifinance, or FinTech sector,
- Proficient communication skills in English, both written and spoken,
- Have good leadership, teamwork skill and communication skill,
- Detail oriented, accurate, well organized, and able to work with target,
- Deep understanding of OJK (Financial Services Authority) regulations, specifically regarding credit, collections, and consumer protection.
- Strong analytical and planning skills, problem-solving skills, negotiation, and diplomatic skills,
- Exceptional can-do attitude & relentlessly resourceful,
- Experience in handling transactions (M&A, Capital Market, etc.),
- Having a PERADI license or specialized certification in Risk Management (e.g., BSMR) is a significant advantage,
- Holds a valid Advocate Card (Kartu Tanda Advokat - KTA) and is licensed to represent the company in court proceedings,
