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This job post is managed by
Quốc Khang Văng
Last active 2 years ago
Job description for Head of Risk at CÔNG TY CỔ PHẦN KREDIVO VIỆT NAM
MÔ TẢ CÔNG VIỆC
Portfolio Management
• Manage portfolio risk for a fast-growing loan portfolio consisting of short-tenured unsecured loans
• Oversee the delivery of the credit risk framework and perform analysis in order to recommend any opportunities to improve portfolio quality
• Monitor portfolio performance and identify early trends of any potential performance changes
• Define strategies and implement action plans to improve and maintain stable growth in portfolio performance
Credit underwriting and Fraud Management
• Build credit underwriting strategy in line with portfolio risk targets, including defining and optimizing credit underwriting parameters for existing and new products and customer segments
• Monitor and Manage approval rates and first payment default rates
• Design a robust fraud management framework to control underwriting and transaction fraud
Collections
• Build collections strategy in line with portfolio risk targets and in close collaboration with the collection team
• Monitor and optimize portfolio roll rates and collection efficiency
YÊU CẦU CÔNG VIỆC
Requirements:
• Bachelor Degree or above from a reputable University
• Minimum 5 years+ experience in a risk function, data analysis, unsecured lending, or related fields
• Good knowledge in SQL and/or statistical tools (e.g. SAS) and data warehouse is a plus
• Strong passion on working with numbers and posses strong analytical skills
• Good communicator with the ability to build, lead, and motivate a team
• Fluent Vietnamese and English a must
Benefits
- Hybrid working during pandemic
- 13th-month salary and annual performance bonus
- Day-off: Saturday + Sunday
- 12 annual leave days and Vietnam holidays + unlimited sick leaves days
- Company laptop provided
- PVI Health Care Insurance (after sign labour contract)
- Monthly company party
- Happy Friday
- Annual Health Checks
- Professional Line Manager from Singapore and Indonesia. Great chance to improve your expertise/skills and English communication via international exposure;
- Get support and work with talented and friendly member
ĐỊA ĐIỂM LÀM VIỆC
Tòa nhà HM Town, 412 Nguyễn Thị Minh Khai, phường 5, Quận 3, Thành phố Hồ Chí Minh, Việt Nam
Tầng 5, Tòa nhà HM Town, số 412, đường Nguyễn Thị Minh Khai, Phường 5, Quận 3
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Glints is the leading talent ecosystem in Southeast Asia. Our mission is to enable the 120 million professionals in the region to grow their careers and empower organizations to hire the right talent from anywhere in Southeast Asia. Officially launched in 2015 in Singapore, Glints has empowered more than 5 million talent and 60,000 organizations to realize their human potential. Today, we stand at the forefront of human capital empowerment as the fastest-growing startup in the career development and talent recruitment space. Glints currently operates in Indonesia, Malaysia, Singapore, Vietnam, Philippines, and Taiwan.