Job Requirements
Skills
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Job description for Credit Risk at Pt. Mediator Komunitas Indonesia (CROWDO)
- Candidate must possess at least Bachelor's Degree, Master’s Degree/Post Graduate in Business Studies/Administration/Management, Economics, Accounting, Finance/Banking or equivalent
- At least 3 years (s) of strong quantitative experience in the related field (specialized in Banking/Financial Services or equivalent) for Manager/Assistant Manager position
- At least 1 year experience in the same field for Staff position
- Required skill(s): analytics, financial analysis, corporate finance
- Strong proficiency in MS Excel and general computer use
- Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
- Strong attention to detail and ability to notice discrepancies in data
- Impeccable understanding of financial statements, cash-flow, AR/AP concepts
- English is a must – business activity will be mostly in English
- Gathering accurate and reliable information about clients
- Assessing, analyzing, and interpreting the business and the financial situation of the clients
- Undertaking risk analysis using company credit assessment methodology
- Keeping company credit exposures within set risk bearing limits
- Completing loan application forms and submitting them to credit committees for approval
- Ensure company credit scoring policy and procedure are accurately followed
- Keeping knowledge of key issues up-to-date (for example legal, market risk, and compliance issues)
- Helping to enhance the quality of credit applications
- Making recommendations about procedural / policy changes
- Liaise with the Relationship Managers to gather, verify and validate client data
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