Job description for Credit Analyst at BPR Kirana Indonesia
BPR Kirana Indonesia is looking for a talent to fill the role of Credit Analyst - Productive Loan
As Credit Analyst you will:
- Conduct comprehensive financial analysis to assess the creditworthiness of clients, including but not limited to financial statements, cash flow projections, and industry trends.
- Evaluate credit applications and prepare detailed credit proposals outlining the key findings and recommendations.
- Perform risk assessments and identify potential credit issues or concerns, proposing appropriate risk mitigation strategies.
- Monitor the credit portfolio, identify trends, and provide regular updates to senior management on credit performance.
- Collaborate with internal stakeholders, including relationship managers and underwriters, to gather necessary information and ensure timely processing of credit requests.
- Stay abreast of industry developments, regulatory requirements, and best practices in credit risk management.
Job requirement:
- Bachelor's degree in Finance, Accounting, Economics, or a related field.
- Previous experience in credit analysis or financial analysis preferred in SME/Commercial Lending
- Strong understanding of financial statements, accounting principles, and credit risk assessment techniques.
- Proficiency in financial modeling and data analysis tools such as Excel, or similar software.
- Excellent communication and interpersonal skill
- Ability to work independently and collaboratively in a fast-paced environment.
