Job description for Asset Recovery Management at PT. Reliance Finance
URGENT HIRING – ASSET RECOVERY MANAGEMENT
Reliance Finance (PT Usaha Pembiayaan Reliance Indonesia) is the multi-finance business of Reliance Group, providing financing solutions for both businesses and consumers in Indonesia. The company offers various financing products, including business financing, employee financing, and home/property-related financing. Reliance Finance is licensed and supervised by the Financial Services Authority (OJK).
We are currently looking for an Asset Recovery Management professional to join our team in DKI Jakarta.
This role will be responsible for managing long-overdue and non-performing financing accounts, developing effective recovery strategies, handling legal and dispute-related matters involving collateral and delinquent customers, and managing third-party recovery partners to maximize recovery outcomes and minimize potential losses.
What You'll Do:
- Manage and monitor a portfolio of long-overdue and non-performing financing accounts, particularly accounts with delinquency periods of more than 180 or 210 days.
- Develop and evaluate asset recovery strategies, including auction, private sale (penjualan bawah tangan), external collection, and other recovery methods.
- Analyze delinquent accounts and collateral conditions to determine the most effective recovery approach.
- Coordinate and oversee collateral and asset recovery processes, ensuring proper documentation and compliance with company policies and regulations.
- Handle and coordinate legal matters and disputes related to collateral, delinquent customers, and the recovery process.
- Manage and evaluate third-party collectors and external recovery agencies, including performance monitoring against recovery targets.
- Prepare recovery performance reports and provide insights and recommendations to management regarding portfolio status, recovery progress, and potential risks.
What We're Looking For:
- Maximum 40 years old.
- Minimum Bachelor's degree (S1) from any major.
- Minimum 5 years of relevant experience in asset recovery, collection, credit recovery, banking, financing, or the multifinance industry.
- Proven experience handling long-overdue/non-performing accounts and asset recovery processes.
- Strong understanding of recovery strategies, including auction, private sale, external collection, and collateral recovery.
- Experience managing third-party collectors, recovery agencies, or external vendors, including performance monitoring and evaluation.
- Strong analytical, negotiation, communication, problem-solving, and stakeholder management skills, with the ability to handle complex recovery cases.
- Available to join in October 2026 is highly preferred.
