JULO

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JULO (​www.julo.co.id​) JULO is an advanced fintech company that is disrupting the credit card industry in Indonesia. Using the power of alternative data and AI technology in its underwriting process, fraud detection and risk mitigation, JULO extends the availability of credit cards to all segments of Indonesians.

• Est. 2017 by US-educated anak bangsa
• Berizin & diawasi oleh OJK
• 350 JULOvers; 40% tech are expats
• Series B company: East Ventures, BCA,
• Saratoga, Telkom MDI, Quona, Skystar
• 3 millions customers processed
• > 2T IDR total loan disbursed

Mission: Responsible lending

Vision: Financial inclusion for all

Value: Excellence & Do the Right Thing